Best Cash Back Credit Cards
Top cash back credit cards ranked by earning rates and welcome bonus value.
1
🥇
American Express · Amex
Blue Cash Preferred® Card from American Express25,000 Reward Dollarsafter $3,000 spend / 180d
Annual fee: $95Min score: 700+
- $84 Disney Bundle Credit: $7/month back on Disney Bundle
- $120 Equinox Credit: $10/month on Equinox+ membership
- Return Protection: Return items even when merchants won't
2
💰
Citi · Mastercard
Citi Double Cash® Card20,000 ThankYou Pointsafter $1,500 spend / 90d
Annual fee: $0Min score: 680+
- No Annual Fee: Earn 2% cash back forever
- 0% Intro APR: 18 months on balance transfers
- ThankYou Points: Cash back converts to transferable points
3
✈️
Capital One · Mastercard
Capital One SavorOne Cash Rewards Credit Card200 cash back bonusafter $500 spend / 90d
Annual fee: $0Min score: 680+
- No Annual Fee: 3% on dining with no annual fee
- Entertainment: 3% on concerts, movies, and sporting events
- No Foreign Transaction Fee: 0%
4
🎯
Wells Fargo · Visa
Wells Fargo Active Cash® Card200 cash rewards bonusafter $500 spend / 90d
Annual fee: $0Min score: 670+
- Flat 2% Cash Back: Unlimited on all purchases
- 0% Intro APR: 12 months on purchases and transfers
- Cellphone Protection: Up to $600 when paying bill with card
5
🔄
Discover · Discover
Discover it® Cash BackAnnual fee: $0Min score: 650+
- First-Year Cash Back Match: Discover matches all cash back in year 1
- 5% Rotating Categories: Quarterly categories up to $1,500
- No Annual Fee: No annual fee ever
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