Best No Annual Fee Credit Cards
Top credit cards with no annual fee. Keep your rewards without paying an annual fee.
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Citi · Mastercard
Citi Double Cash® Card20,000 ThankYou Pointsafter $1,500 spend / 90d
Annual fee: $0Min score: 680+
- No Annual Fee: Earn 2% cash back forever
- 0% Intro APR: 18 months on balance transfers
- ThankYou Points: Cash back converts to transferable points
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Capital One · Mastercard
Capital One SavorOne Cash Rewards Credit Card200 cash back bonusafter $500 spend / 90d
Annual fee: $0Min score: 680+
- No Annual Fee: 3% on dining with no annual fee
- Entertainment: 3% on concerts, movies, and sporting events
- No Foreign Transaction Fee: 0%
3
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Wells Fargo · Visa
Wells Fargo Active Cash® Card200 cash rewards bonusafter $500 spend / 90d
Annual fee: $0Min score: 670+
- Flat 2% Cash Back: Unlimited on all purchases
- 0% Intro APR: 12 months on purchases and transfers
- Cellphone Protection: Up to $600 when paying bill with card
4
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Wells Fargo · Mastercard
Bilt Mastercard®Annual fee: $0Min score: 700+
- Earn on Rent: Only card with no transaction fees on rent
- Transfer Partners: AA, United, Hyatt, Marriott, and more
- Rent Day Bonuses: Double points on all purchases on the 1st
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Discover · Discover
Discover it® Cash BackAnnual fee: $0Min score: 650+
- First-Year Cash Back Match: Discover matches all cash back in year 1
- 5% Rotating Categories: Quarterly categories up to $1,500
- No Annual Fee: No annual fee ever
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